Comprehensive affordability assessment solution that accurately determines a borrower's ability to repay a loan.
Utilizes AI and ML techniques to analyze a borrower's income and expenses, providing a detailed assessment of their financial capacity.
Leverages historical data and trends to predict future income and expense patterns, enhancing the accuracy of the affordability assessment.
Allows lenders to define and customize affordability criteria based on their lending policies and risk appetite.
Provides automated decision support and recommendations based on the affordability assessment, streamlining the loan approval process.